Technology can make it easy at the same time turn into a weapon to fool someone. One of them is telephone scammers who deceive others to take advantage. Of course, you will feel annoyed when you get a call from someone who you do not know and ask for something.
Many people get fooled and even lose their money due to this call fraud. In fact, there are several types of telephone scammers. Check these following five most common types of telephone fraud that you should avoid.
Bank telephone fraud
Fraudsters generally send messages in the form of warnings on the use of debit or credit cards. Scammers will ask for sensitive victim data, such as personal information, card numbers, to PINs.
Bank fraud is also very common online. Fraudsters will create websites that look convincing with certain bank institutions. Victims will usually get an email or SMS with a link to the website.
Even though they have different methods, the fraudster only wants to get the victim’s personal information.
Prizes call fraud
This call fraud informs the victims that they get cash prizes from certain official institutions. This is quite common, especially if the victim is easy to believe it and have less information about call fraud. Generally, victims will be asked to provide a PIN or code to access the account. With this code, fraudsters will easily take over the account.
Technical support Fraud
Fraudsters will pretend to be employees of certain technology companies, for example Microsoft. Fraudsters will say that the victim’s computer has sent an error message and has a virus. Fraudsters will request remote access to the victim’s computer to try to find out what causes it.
This will give the fraudster access to any sensitive data that the victim has saved to the computer. Fraudsters also generally try to convince their victims to buy certain software that can fix computer problems and ask for credit card information.
Vacation free fraud
Everyone will be happy if you get a free vacation. This is used by fraudsters by calling their victims and saying that the victims had been chosen as the winner of the draw from certain official institutions. But, if the victims want to get a gift, the victim must pay some money as a gift tax or as a way to claim the gift. In fact, the gift will never be sent to the victims and the phone number is not active anymore when they call it back.
Call back fraud
The fraudster will generally call the victim’s number and wait for the victim’s phone to ring then quickly hang up. This can be done repeatedly to arouse curiosity from the victims. Until finally the victim called back to the fraudster.
Unknowingly, victims make international calls and will be charged fees and premium rates. Fraudsters will also try to keep their victims as connected as possible by sabotaging their victims’ credit.